QB2 Posted September 1, 2009 Report Share Posted September 1, 2009 Looking to get into racing again but the cheapest insurer (quoting Anyone else have this problem? Link to comment Share on other sites More sharing options...
TornadoSport260 Posted September 2, 2009 Report Share Posted September 2, 2009 Basically they are classing it as a yacht... the marine survey would cost around $500-600. I was once told to do that for a policy on my Tornado... Link to comment Share on other sites More sharing options...
knobblyoldjimbo Posted September 2, 2009 Report Share Posted September 2, 2009 Try Professional Insurance Brokers, 130 Main St Monbulk Vic 3793. They fixed me up with a QBE policy - it covers both my maricat and Careel for a total of $500 so probably 3 and 2. You could try QBE direct but certainly these guys didn't require a survey (think they got a pic of the Careel though). They were recommended through Trailer Sailer Place. email is insure@profin.com.au Link to comment Share on other sites More sharing options...
cruiser Posted September 2, 2009 Report Share Posted September 2, 2009 My Nacra 14sq is insured through suncorp which is $240 Fully Comprehensive P/A, IMHO cheapest is NEVER the best way to go. have a shop around, see who actually has the best deal. One thing I found interesting is that Suncorp will not insure Tri's!!! Link to comment Share on other sites More sharing options...
QB2 Posted September 2, 2009 Author Report Share Posted September 2, 2009 Ta Was with Suncorp- they went from $176 to $300 in one go. NRMA wanted $500 Will look around some more. Link to comment Share on other sites More sharing options...
bad dog Posted September 2, 2009 Report Share Posted September 2, 2009 My 20 y.o. A-cat is insured with Oxford Brokers in Melbourne, who didn't ask for a survey, rates ok. Link to comment Share on other sites More sharing options...
Bridgehugger Posted September 2, 2009 Report Share Posted September 2, 2009 Tudor Hooked with QBE $236 Had a claim on a new mast no problems. Make sure you separate in the policy how much the mast and rigging, the boat,and the trailer, are valued at. Cheers Rob Link to comment Share on other sites More sharing options...
bad dog Posted September 2, 2009 Report Share Posted September 2, 2009 Sorry - Tudor, not Oxford. All very British, pardon my antipodean confusion. My 20 y.o. A-cat is insured through TUDOR brokers in Vic, premium $250/yr, with breakdown between platform, rig and trailer. No claims yet, but others have had with no problems. Link to comment Share on other sites More sharing options...
bush pig Posted September 3, 2009 Report Share Posted September 3, 2009 I have just insured my hobie 16 with club marine on line for #5000-00 for a cost of $280-00 that is wiyh 10 million public lib and $30,000 insurance for myself and crew Link to comment Share on other sites More sharing options...
bush pig Posted September 3, 2009 Report Share Posted September 3, 2009 I have just insured my hobie 16 with club marine on line for #5000-00 for a cost of $280-00 that is wiyh 10 million public lib and $30,000 insurance for myself and crew Link to comment Share on other sites More sharing options...
TornadoSport260 Posted September 3, 2009 Report Share Posted September 3, 2009 Bush-pig does that include racing cover? I pay $310 for the Windrush S/S with Club Marine, insured for $6500 with all the usual policy details... [This message has been edited by TornadoSport260 (edited 03 September 2009).] Link to comment Share on other sites More sharing options...
bush pig Posted September 3, 2009 Report Share Posted September 3, 2009 it cover racing Link to comment Share on other sites More sharing options...
tonyquoll Posted September 5, 2009 Report Share Posted September 5, 2009 RACV in Victoria does full comprehensive insurance, including public liability and racing cover. Ph: 137228 My Paper Tiger is insured for $680, with a $300 excess, for $144 / year. Price goes up with boat value. Easy over-the-phone insurance. Immediate cover note if you need it to enter a regatta. Link to comment Share on other sites More sharing options...
QB2 Posted September 5, 2009 Author Report Share Posted September 5, 2009 "Make sure you separate in the policy how much the mast and rigging, the boat,and the trailer, are valued at." By estimates? Mast $750-1000? Stays $80-150? Platform $2000-4000? (parts and labour) Trailer $250-1500 So my $1800 cat needs to be valued at around $4k to replace? Link to comment Share on other sites More sharing options...
Nicko Posted September 9, 2009 Report Share Posted September 9, 2009 try CGU, i have nacra 5.8 insured for $7200 for a premium of $209.00 including racing and 10 mill public liability. If youve had boat insurance before they will drop the premium even lower. Link to comment Share on other sites More sharing options...
QB2 Posted September 9, 2009 Author Report Share Posted September 9, 2009 CGU are the ones who want the marine survey Rang them again and they still want the survey and a colour photo. Link to comment Share on other sites More sharing options...
Nicko Posted September 10, 2009 Report Share Posted September 10, 2009 must be the age! they didnt mention any of that for the 58, its 13 years old. Link to comment Share on other sites More sharing options...
QB2 Posted September 11, 2009 Author Report Share Posted September 11, 2009 Trying to get the best deal from insurance brokers is an absolute pain in the you know what. one firm refused coverage as the cat is over 20 years old a second said it won't cover anything more than 3 metres in length (or with a motor bigger than 10HP for a powerboat) the cheapest mob so far repeated they want: a condition report from a marine dealer,a bill of purchase as proof of ownership, a boat ID number and a colour photo. They would not accept that the cat does not have ID numbers nor that any were required when it was built. A major insurer said if I want to pay only $300 a year then I have to cop a $500 excess. Link to comment Share on other sites More sharing options...
bad dog Posted September 11, 2009 Report Share Posted September 11, 2009 $500 excess is within the realms of normal. Link to comment Share on other sites More sharing options...
Pointed Reply Posted September 11, 2009 Report Share Posted September 11, 2009 Try Martin Wiblin He is a cat friendly broker. Martin [weibex9@optusnet.com.au] 0297466273 Link to comment Share on other sites More sharing options...
QB2 Posted September 12, 2009 Author Report Share Posted September 12, 2009 covered at last! Link to comment Share on other sites More sharing options...
Penno Posted September 13, 2009 Report Share Posted September 13, 2009 Originally posted by QB2: CGU are the ones who want the marine survey Rang them again and they still want the survey and a colour photo. Thats wierd. Usually a survey is required if it carries fare paying passengers or the boat is chartered. Acompany once wanted a boat ID number for my Hydra, I told them the sail number! It didn't matter that it was only a 3 digit number Link to comment Share on other sites More sharing options...
Loose Change Posted September 13, 2009 Report Share Posted September 13, 2009 Originally posted by QB2: covered at last! Yeah ok, now spill the beans, who'd ya get that you were happy with? Share the good news. Harry Link to comment Share on other sites More sharing options...
slammer Posted September 14, 2009 Report Share Posted September 14, 2009 Yeah, cheap can be cheap. The question to ask now is. Who has the best response from their insurer? Who pays, who questions and who actually cares about your broken boat? [This message has been edited by slammer (edited 14 September 2009).] Link to comment Share on other sites More sharing options...
QB2 Posted September 14, 2009 Author Report Share Posted September 14, 2009 Went with Suncorp for $330/yr, $250 excess and a $4000 value on the cat. It was a pleasure to find a consultant who knew what he was talking about and made it easy rather than difficult to sign up They didn't need a photo, surveyers report or maintenance log unlike CGU, QBE or others. So even though Suncorp costs about $150 more than CGU I didn't find up to $400 to get a survey done, transport the cat to and from an inspection nor wait weeks for a report. Has anyone done any deals with Piranha Insurance? Link to comment Share on other sites More sharing options...
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